TD Bank, N.A.
Overview
TD Bank, N.A. sponsors a self-funded health plan that covered 32,826 participants in plan year 2025, up 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 32,826 · prior year 32,181
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- TD Active Employee Health & Welfare Plan, plan 510 (32,826 participants); TD Retiree Health & Welfare Plan, plan 550 (1,495 participants)
- Broker compensation
- $1.3M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Prudential Insurance Company of America | Life | 32,922 | $17.7M | $1.0M |
| Hartford Life and Accident | Long-term disability | 31,434 | $7.2M | $306K |
| Vision Service Plan | Vision | 23,023 | $3.7M | — |
| Federal Insurance Company | BTA | 32,826 | $115K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 32,826 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- TD Bank, N.A.
- Sponsor EIN
- 01-0137770
- Plan numbers
- 510, 550
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 01-0137770 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: TD Bank, N.A.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with TD Bank, N.A..