The Prudential Insurance Company of America
Overview
The Prudential Insurance Company of America sponsors a self-funded health plan that covered 17,304 participants in plan year 2025, down 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 17,304 · prior year 17,661
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- The Prudential Wellness Plan, plan 504 (17,304 participants); The Prudential Flexible Benefits Plan, plan 503 (13,907 participants)
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| The Prudential Insurance Company of America | Life, Short-term disability, Long-term disability, Long Term Care | 17,907 | $65.3M | — |
| Prudential Insurance Company of America | Life | 1,062 | $9.7M | — |
| Kaiser Foundation Health Plan Region CA | Medical | 174 | $2.4M | — |
| Kaiser Foundation Health Plan Inc. Region CA | Medical | 174 | $2.4M | — |
| Cigna Health and Life Insurance Company | Medical, Prescription drug, Dental, HMO | 6,750 | $2.2M | — |
| Arag Insurance Company | Legal | 11,022 | $782K | — |
| Aetna Health, Inc. | PPO | 9,396 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 17,304 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- The Prudential Insurance Company of America
- Sponsor EIN
- 22-1211670
- Plan numbers
- 504, 503
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 22-1211670 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- The Prudential Merged Retirement Plan
- Type
- Pension plan
- Participants
- 44,305
About this data
Source: The Prudential Insurance Company of America's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with The Prudential Insurance Company of America.