The United Illuminating Company
Overview
The United Illuminating Company sponsors a self-funded health plan that covered 693 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, vision, short-term disability, long-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 693 · prior year 693
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- The United Illuminating Company Unfunded Health and Welfare Benefits Plan, plan 522 (693 participants); The United Illuminating Company Prefunded Union PO Medical Benefit Plan, plan 507 (312 participants)
- Broker compensation
- $59K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| MetLife | Life, Long-term disability | 871 | $748K | $59K |
| Emblemhealth | Medicare Contract | 71 | $371K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 693 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- The United Illuminating Company
- Sponsor EIN
- 06-0571640
- Plan numbers
- 522, 507
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 06-0571640 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- The United Illuminating Company Pension Plan
- Type
- Pension plan
- Participants
- 1,001
About this data
Source: The United Illuminating Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with The United Illuminating Company.