Eversource Energy Service Company
Overview
Eversource Energy Service Company sponsors a self-funded health plan that covered 10,497 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 10,497 · prior year 10,446
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Eversource Flexible Benefits Plan, plan 525 (10,497 participants); Eversource Group Health and Welfare Retiree Benefit Plan, plan 510 (8,152 participants); Eversource Med-Vantage Plan, plan 523 (4,834 participants)
- Stop-loss carrier
- Sun Life Assurance Company of Canada
- Broker compensation
- $1.1M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Minnesota Life Insurance Company | Life | 8,820 | $17.2M | $566K |
| Lincoln National Life Insurance Company | Long-term disability | 10,272 | $4.7M | $198K |
| Sun Life Assurance Company of Canada | Stop-loss | 9,165 | $2.1M | $323K |
| MetLife Legal Plans | Legal | 1,926 | $453K | $27K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 10,497 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Eversource Energy Service Company
- Sponsor EIN
- 06-0810627
- Plan numbers
- 525, 510, 523
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 06-0810627 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Eversource Pension Plan
- Type
- Pension plan
- Participants
- 23,743
About this data
Source: Eversource Energy Service Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Eversource Energy Service Company.