Thrivent Financial for Lutherans
Overview
Thrivent Financial for Lutherans sponsors a self-funded health plan that covered 6,635 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 6,635 · prior year 6,603
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Thrivent Welfare Benefits Wrap Plan, plan 503 (6,635 participants)
- Broker compensation
- $52K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Hartford Life and Accident | Life, Long-term disability | 8,282 | $3.4M | $52K |
| UnitedHealthcare Insurance Company | Vision, Hospital Indemnity Product, Critical Ill | 11,076 | $1.6M | — |
| Blue Cross and Blue Shield of Minnesota | Prescription drug | 42 | $49K | — |
| Zurich American Insurance Company | Business Travel Accident | 6,567 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 6,635 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Thrivent Financial for Lutherans
- Sponsor EIN
- 39-0123480
- Plan number
- 503
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 39-0123480 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Thrivent Individual Pension Account Plan
- Type
- Pension plan
- Participants
- 10,928
About this data
Source: Thrivent Financial for Lutherans's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Thrivent Financial for Lutherans.