Federated Mutual Insurance Company
Overview
Federated Mutual Insurance Company sponsors a self-funded health plan that covered 2,650 participants in plan year 2025, up 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,650 · prior year 2,594
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Federated Mutual Insurance Company Employee Medical Plan, plan 501 (2,650 participants); Federated Mutual Insurance Company Health Care Reimbursement Plan, plan 511 (298 participants); Federated Mutual Insurance Company Retiree Medical Plan, plan 516 (270 participants); Federated Mutual Insurance Company Retiree Health Reimbursement Arrangement Plan, plan 505 (0 participants)
- Broker compensation
- $1K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Federated Life Insurance Company | Life | 3,502 | $1.9M | — |
| Vision Service Plan | Vision | 2,659 | $445K | — |
| Life Insurance Company of North America | Accidental Death | 2,998 | $7K | $1K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,650 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Federated Mutual Insurance Company
- Sponsor EIN
- 41-0417460
- Plan numbers
- 501, 511, 516, 505
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 41-0417460 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Federated Mutual Insurance Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Federated Mutual Insurance Company.