TMC Healthcare

Tucson, AZ Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
3,859Participants-16% vs. prior year
$9.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#4 of 40Health care in AZBy participants

Overview

TMC Healthcare sponsors a self-funded health plan that covered 3,859 participants in plan year 2025, down 16% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,859 · prior year 4,606
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
TMC Healthcare Master Health Benefit Plan, plan 505 (3,859 participants)
Broker compensation
$897K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Short-term disability, Long-term disability5,321$4.3M$676K
The Lincoln National Life Insurance CompanyCritical Illness, Hospital, Accident979$691K$216K
Metropolitan Life Insurance CompanyVision3,350$462K$4K
Metropolitan General Insurance CompanyLegal700$130K$389
Employers Dental ServicesDental858$120K—
United Behavioral Health DBA OptumEmployee Assistance Program5,903$86K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$9.1M/ year

Estimated prescription spend: 3,859 participants × $2,371 national average per member. Usually higher once dependents are counted.

$238K–$586K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$70K–$174K
Lower-cost therapeutic alternatives$102K–$212K
Generic pricing vs. actual cost$44K–$132K
PBM contract terms$23K–$69K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
TMC Healthcare
Sponsor EIN
20-2218975
Plan number
505
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 20-2218975 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
TMC Healthcare 401(k) Plan
Type
401(k) plan
Participants
8,539

About this data

Source: TMC Healthcare's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with TMC Healthcare.

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