Toppan Merrill LLC

St. Paul, MN Professional servicesNAICS 541330

Self-funded health planPlan year 2025Renews January
974Participants0% vs. prior year
$2.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#14 of 27Professional services in MNBy participants

Overview

Toppan Merrill LLC sponsors a self-funded health plan that covered 974 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, vision, short-term disability, prepaid legal, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
974 · prior year 974
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Toppan Merrill LLC Welfare Benefit Plan, plan 501 (974 participants)
Broker compensation
$124K across insured contracts
MedicalLife insuranceVisionShort-term disabilityPrepaid legalLong-term disability

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Lincoln National Life Insurance CompanyLong-term disability, Short Term Disability, Hospital Indemnity868$492K$66K
Lincoln National Life Insurance CompanyLife, Accident882$387K$53K
Vision Service PlanVision593$133K—
Metropolitan General Insurance CompanyLegal161$41K$4K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.3M/ year

Estimated prescription spend: 974 participants × $2,371 national average per member. Usually higher once dependents are counted.

$60K–$148K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$18K–$44K
Lower-cost therapeutic alternatives$26K–$54K
Generic pricing vs. actual cost$11K–$33K
PBM contract terms$6K–$17K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Toppan Merrill LLC
Sponsor EIN
83-1174166
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 83-1174166 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Toppan Merrill 401(k) Plan
Type
401(k) plan
Participants
1,725

About this data

Source: Toppan Merrill LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Toppan Merrill LLC.

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