Unitedhealth Group Incorporated
Overview
Unitedhealth Group Incorporated sponsors a self-funded health plan that covered 855 participants in plan year 2025, up 11% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 855 · prior year 773
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- UnitedHealthcare Group Medicare Advantage (PPO) Plan, plan 531 (855 participants)
- Broker compensation
- $367K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| UnitedHealthcare Insurance Company | Vision, Life, Medical | 182,704 | $143.2M | — |
| Hartford Life and Accident | Long-term disability | 182,315 | $65.4M | $345K |
| UnitedHealthcare of California | Medical, Prescription drug, HMO | 3,990 | $60.9M | — |
| Health Plan of Nevada/sierra Health & Life | Medical, Prescription drug, HMO | 7,415 | $48.6M | — |
| Metropolitan General Insurance Company | Legal | 26,413 | $4.0M | — |
| Ace American Insurance Company | Ad&d; Business Travel Accident | 188,209 | $147K | $22K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 855 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Unitedhealth Group Incorporated
- Sponsor EIN
- 41-1321939
- Plan number
- 531
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 41-1321939 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Unitedhealth Group 401(k) Savings Plan
- Type
- 401(k) plan
- Participants
- 274,906
About this data
Source: Unitedhealth Group Incorporated's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Unitedhealth Group Incorporated.