Tosca Services, LLC.

Atlanta, GA Wholesale tradeNAICS 423930

Self-funded health planPlan year 2025Renews January
886Participants-21% vs. prior year
$2.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#16 of 26Wholesale trade in GABy participants

Overview

Tosca Services, LLC. sponsors a self-funded health plan that covered 886 participants in plan year 2025, down 21% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
886 · prior year 1,120
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Tosca Ltd. Health and Welfare Benefit Plan, plan 501 (886 participants)
Broker compensation
$64K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Continental American Insurance CompanyLife, Long-term disability886$390K$61K
Health Advocate Solutions, Inc.Employee Assistance Program895$67K—
LegalshieldLegal47$12K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.1M/ year

Estimated prescription spend: 886 participants × $2,371 national average per member. Usually higher once dependents are counted.

$55K–$135K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$16K–$40K
Lower-cost therapeutic alternatives$23K–$49K
Generic pricing vs. actual cost$10K–$30K
PBM contract terms$5K–$16K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Tosca Services, LLC.
Sponsor EIN
39-0961783
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 39-0961783 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Tosca, Ltd. Retirement Savings Plan
Type
401(k) plan
Participants
939

About this data

Source: Tosca Services, LLC.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Tosca Services, LLC..

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