Mansfield Oil Company of Gainesville, Inc.

Gainesville, GA Wholesale tradeNAICS 424700

Self-funded health planPlan year 2025Renews March
983Participants+4% vs. prior year
$2.3MEst. pharmacy spend / yrParticipants × national avg.
Mar 2027Next renewalPlan year begins March 1
#14 of 26Wholesale trade in GABy participants

Overview

Mansfield Oil Company of Gainesville, Inc. sponsors a self-funded health plan that covered 983 participants in plan year 2025, up 4% from the prior year. The plan year starts in March. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
983 · prior year 949
Plan year
Begins March 1 · next renewal March 2027
Health plans filed
Mansfield Oil Company of Gainesville, Inc. Welfare Plan, plan 503 (983 participants)
Broker compensation
$305K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Cigna Health and Life Insurance Company and AffiliatesDental, Vision, HMO1,369$2.3M$198K
The Lincoln National Life Insurance CompanyLife, Long-term disability979$370K$29K
Cigna Health and Life Insurance CompanyAccident, Voluntary Critical Illness, Hospital Care259$191K$47K
Unum Life Insurance Company of AmericaLife, Long-term disability964$188K$27K
Metropolitan General Insurance CompanyLegal125$28K$4K
Cigna Dental Health of Texas, Inc.Dental, HMO55$13K$887

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.3M/ year

Estimated prescription spend: 983 participants × $2,371 national average per member. Usually higher once dependents are counted.

$61K–$149K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$18K–$44K
Lower-cost therapeutic alternatives$26K–$54K
Generic pricing vs. actual cost$11K–$34K
PBM contract terms$6K–$17K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning March 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Mansfield Oil Company of Gainesville, Inc.
Sponsor EIN
58-1091383
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 58-1091383 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Mansfield Oil Company of Gainesville 401(k) Plan
Type
401(k) plan
Participants
1,172

About this data

Source: Mansfield Oil Company of Gainesville, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Mansfield Oil Company of Gainesville, Inc..

Request a correction · Methodology