Try-It Distributing

Lancaster, NY Wholesale tradeNAICS 424800

Self-funded health planPlan year 2025Renews January
616Participants-10% vs. prior year
$1.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#20 of 24Wholesale trade in NYBy participants

Overview

Try-It Distributing sponsors a self-funded health plan that covered 616 participants in plan year 2025, down 10% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
616 · prior year 684
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Try-It Distributing Group Health Plan, plan 501 (616 participants)
Broker compensation
$30K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Hartford Life and AccidentLife, Long-term disability606$254K$21K
Standard Life Insurance Company of New YorkLong-term disability588$127K$5K
Metropolitan Life Insurance CompanyVision1,028$38K$4K
ESI Employee Assistance GroupEmployee Assistance Program412$6K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.5M/ year

Estimated prescription spend: 616 participants × $2,371 national average per member. Usually higher once dependents are counted.

$38K–$94K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$28K
Lower-cost therapeutic alternatives$16K–$34K
Generic pricing vs. actual cost$7K–$21K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Try-It Distributing
Sponsor EIN
16-0666490
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 16-0666490 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Try-It Distributing Company, Inc. & Subsidiaries Cash Or Deferred Plan
Type
401(k) plan
Participants
895

About this data

Source: Try-It Distributing's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Try-It Distributing.

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