Wright Wisner Distributing Corp.

Rochester, NY Wholesale tradeNAICS 424800

Self-funded health planPlan year 2025Renews January
637Participants0% vs. prior year
$1.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#19 of 24Wholesale trade in NYBy participants

Overview

Wright Wisner Distributing Corp. sponsors a self-funded health plan that covered 637 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
637 · prior year 639
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Welfare Benefit Plan, plan 515 (637 participants)
Broker compensation
$48K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
GuardianDental, Vision424$361K$13K
Excellus Bluecross BlueshieldStop Loss392$270K$6K
Symetra Life Insurance CompanyLife, Long-term disability509$104K$28K
Employee Assistance GroupEAP637$13K$675

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.5M/ year

Estimated prescription spend: 637 participants × $2,371 national average per member. Usually higher once dependents are counted.

$39K–$97K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$29K
Lower-cost therapeutic alternatives$17K–$35K
Generic pricing vs. actual cost$7K–$22K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Wright Wisner Distributing Corp.
Sponsor EIN
16-0775330
Plan number
515
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 16-0775330 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Wright Beverage Distributing 401(k) Plan
Type
401(k) plan
Participants
729

About this data

Source: Wright Wisner Distributing Corp.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Wright Wisner Distributing Corp..

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