Turning Stone Enterprises LLC

Verona, NY GovernmentNAICS 921000

Self-funded health planPlan year 2025Renews January
2,105Participants+6% vs. prior year
$5.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 2Government in NYBy participants

Overview

Turning Stone Enterprises LLC sponsors a self-funded health plan that covered 2,105 participants in plan year 2025, up 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,105 · prior year 1,983
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Turning Stone Enterprises LLC Health Plan, plan 501 (2,105 participants); Turning Stone Enterprises LLC Flexible Spending Account Plan, plan 503 (853 participants)
Broker compensation
$39K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
First Unum Life Insurance CompanyLife, Short-term disability, Long-term disability3,198$1.8M$39K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$5.0M/ year

Estimated prescription spend: 2,105 participants × $2,371 national average per member. Usually higher once dependents are counted.

$130K–$320K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$38K–$95K
Lower-cost therapeutic alternatives$55K–$116K
Generic pricing vs. actual cost$24K–$72K
PBM contract terms$12K–$37K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Turning Stone Enterprises LLC
Sponsor EIN
06-1821494
Plan numbers
501, 503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 06-1821494 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Turning Stone Enterprises, LLC 401(k) Plan
Type
401(k) plan
Participants
7,676

About this data

Source: Turning Stone Enterprises LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Turning Stone Enterprises LLC.

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