United Wholesale Mortgage
Overview
United Wholesale Mortgage sponsors a self-funded health plan that covered 9,078 participants in plan year 2025, up 11% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 9,078 · prior year 8,199
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- The United Wholesale Mortgage, LLC Health Care Plan, plan 503 (9,078 participants)
- Broker compensation
- $836K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Life, Short-term disability, Long-term disability | 9,078 | $5.5M | $659K |
| Unum Insurance Company | Critical Illness | 2,294 | $525K | $110K |
| Prepaid Legal Services Inc. DBA Legalshield | Legal | 1,541 | $292K | $67K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 9,078 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- United Wholesale Mortgage
- Sponsor EIN
- 38-2750395
- Plan number
- 503
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 38-2750395 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- United Wholesale Mortgage, LLC Profit Sharing Plan and Trust
- Type
- 401(k) plan
- Participants
- 11,710
About this data
Source: United Wholesale Mortgage's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with United Wholesale Mortgage.