University of Miami
Overview
University of Miami sponsors a self-funded health plan that covered 18,164 participants in plan year 2025, up 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 18,164 · prior year 17,084
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- University of Miami Health and Welfare Plan, plan 516 (18,164 participants)
- Broker compensation
- $1.6M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Long Term Care, Short-term disability, Long-term disability, Life | 21,221 | $14.3M | $1.5M |
| Delta Dental Insurance Company | Dental | 16,517 | $8.0M | $87K |
| Cigna Health and Life Insurance Company and Affiliates | Dental | 7,853 | $1.9M | $19K |
| Vision Service Plan | Vision | 12,181 | $1.2M | — |
| MetLife Legal Plans of Florida | Legal | 2,738 | $517K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 18,164 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- University of Miami
- Sponsor EIN
- 59-0624458
- Plan number
- 516
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 59-0624458 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- University of Miami Retirement Savings Plan
- Type
- Defined contribution plan
- Participants
- 19,738
About this data
Source: University of Miami's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with University of Miami.