Usic, LLC

Indianapolis, IN Professional servicesNAICS 541990

Self-funded health planPlan year 2025Renews January
12,096Participants-3% vs. prior year
$28.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 17Professional services in INBy participants

Overview

Usic, LLC sponsors a self-funded health plan that covered 12,096 participants in plan year 2025, down 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
12,096 · prior year 12,509
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Usic, LLC Employee Benefit Plan, plan 502 (12,096 participants); Usic Texas Injury Benefit Plan, plan 503 (1,497 participants)
Broker compensation
$454K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyLife, Short-term disability, Long-term disability16,233$6.3M$352K
Vision Service PlanVision6,782$752K$75K
Metropolitan General Insurance CompanyLegal1,218$211K$27K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$28.7M/ year

Estimated prescription spend: 12,096 participants × $2,371 national average per member. Usually higher once dependents are counted.

$746K–$1.8M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$218K–$545K
Lower-cost therapeutic alternatives$318K–$665K
Generic pricing vs. actual cost$138K–$413K
PBM contract terms$72K–$215K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Usic, LLC
Sponsor EIN
26-2212803
Plan numbers
502, 503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 26-2212803 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Usic 401(k) Savings Plan
Type
401(k) plan
Participants
12,849

About this data

Source: Usic, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Usic, LLC.

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