Vanguard Truck Holdings, LLC

Atlanta, GA RetailNAICS 441228

Self-funded health planPlan year 2024Renews August
1,340ParticipantsFirst year on file
$3.2MEst. pharmacy spend / yrParticipants × national avg.
Aug 2027Next renewalPlan year begins August 1
#10 of 19Retail in GABy participants

Overview

Vanguard Truck Holdings, LLC sponsors a self-funded health plan that covered 1,340 participants in plan year 2024. The plan year starts in August. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,340
Plan year
Begins August 1 · next renewal August 2027
Health plans filed
Vanguard Truck Holdings, LLC Health Care Benefit Plan, plan 501 (1,340 participants)
Broker compensation
$51K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Standard Insurance CompanyLife, Short-term disability, Long-term disability1,340$626K$38K
Ameritas Life Insurance Corp.Dental, Vision1,456$394K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.2M/ year

Estimated prescription spend: 1,340 participants × $2,371 national average per member. Usually higher once dependents are counted.

$83K–$204K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$24K–$60K
Lower-cost therapeutic alternatives$35K–$74K
Generic pricing vs. actual cost$15K–$46K
PBM contract terms$8K–$24K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning August 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Vanguard Truck Holdings, LLC
Sponsor EIN
81-2991097
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 81-2991097 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Vanguard Truck Holdings, LLC 401(k) Plan
Type
401(k) plan
Participants
996

About this data

Source: Vanguard Truck Holdings, LLC's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Vanguard Truck Holdings, LLC.

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