Warehouse Home Furnishings Distributors, Inc.

Dublin, GA RetailNAICS 442110

Self-funded health planPlan year 2024Renews February
1,029ParticipantsFirst year on file
$2.4MEst. pharmacy spend / yrParticipants × national avg.
Feb 2027Next renewalPlan year begins February 1
#14 of 19Retail in GABy participants

Overview

Warehouse Home Furnishings Distributors, Inc. sponsors a self-funded health plan that covered 1,029 participants in plan year 2024. The plan year starts in February. Alongside medical, its benefits filing reports life insurance, dental, short-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,029
Plan year
Begins February 1 · next renewal February 2027
Health plans filed
Warehouse Home Furnishings Distributors, Inc. Company Health Awareness Plan, plan 501 (1,029 participants)
Stop-loss carrier
Everest Reinsurance Company
MedicalLife insuranceDentalShort-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Life Insurance Company of North AmericaLife, Short-term disability, Long-term disability955$284K—
Tokio Marine HCCTransplant955$109K—
Everest Reinsurance CompanyStop-loss955$96K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.4M/ year

Estimated prescription spend: 1,029 participants × $2,371 national average per member. Usually higher once dependents are counted.

$63K–$156K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$19K–$46K
Lower-cost therapeutic alternatives$27K–$57K
Generic pricing vs. actual cost$12K–$35K
PBM contract terms$6K–$18K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning February 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Warehouse Home Furnishings Distributors, Inc.
Sponsor EIN
58-1142126
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 58-1142126 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Warehouse Home Furnishings Distributors, Inc. Employee Stock Ownership Plan
Type
Defined contribution plan
Participants
3,231

About this data

Source: Warehouse Home Furnishings Distributors, Inc.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Warehouse Home Furnishings Distributors, Inc..

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