Vista Care America, LLC

Sheboygan, WI Health careNAICS 621610

Self-funded health planPlan year 2025Renews January
586ParticipantsFirst year on file
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#27 of 29Health care in WIBy participants

Overview

Vista Care America, LLC sponsors a self-funded health plan that covered 586 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
586
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Vista Care America, LLC Wrap Plan, plan 501 (586 participants)
Broker compensation
$33K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental of WisconsinDental172$112K$10K
Sun Life Assurance Company of CanadaShort-term disability, Long-term disability84$101K$13K
Anthem Life Insurance CompanyLife638$39K$6K
Wyssta Insurance Company Inc.Vision190$26K$2K
EmpathiaEmployee Assistance Program977$24K—
Delta Dental of WIDental26$13K$1K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 586 participants × $2,371 national average per member. Usually higher once dependents are counted.

$36K–$89K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$26K
Lower-cost therapeutic alternatives$15K–$32K
Generic pricing vs. actual cost$7K–$20K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Vista Care America, LLC
Sponsor EIN
84-3806490
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 84-3806490 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Vista Care America, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Vista Care America, LLC.

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