W. G. Yates & Sons Construction Company & Affiliated Companies
Overview
W. G. Yates & Sons Construction Company & Affiliated Companies sponsors a self-funded health plan that covered 3,795 participants in plan year 2025, up 69% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,795 · prior year 2,244
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- W. G. Yates & Sons Construction Company & Affiliated Companies Employee Benefits Plan, plan 501 (3,795 participants)
- Stop-loss carrier
- Siriuspoint America Insurance Company
- Broker compensation
- $840K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| United of Omaha Life Insurance Company | Life, Short-term disability, Long-term disability | 1,576 | $2.4M | $408K |
| Colonial Life & Accident Insurance Company | Critical Care, Cancer, Accident, Critical Illness, Hospital Ind, Accident, Cancer, Critical Illness, Hosp | 983 | $1.2M | $364K |
| Siriuspoint America Insurance Company | Stop-loss | 1,224 | $612K | — |
| Starmount Life Insurance Company | Vision | 1,548 | $143K | $23K |
| Recuro Health, Inc. | Telephone Health | 3,795 | $138K | $41K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,795 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- W. G. Yates & Sons Construction Company & Affiliated Companies
- Sponsor EIN
- 58-2048957
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 58-2048957 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: W. G. Yates & Sons Construction Company & Affiliated Companies's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with W. G. Yates & Sons Construction Company & Affiliated Companies.