Renasant Bank
Overview
Renasant Bank sponsors a self-funded health plan that covered 2,651 participants in plan year 2025, up 16% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, vision, short-term disability, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,651 · prior year 2,284
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Renasant Bank Employee Welfare Benefit Plan, plan 504 (2,651 participants)
- Broker compensation
- $698K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| United of Omaha Life Insurance Company | Life, Long-term disability | 2,232 | $1.8M | $412K |
| Unum Life Insurance Company of America | Short-term disability | 907 | $782K | $158K |
| Vision Service Plan | Vision | 1,709 | $314K | $7K |
| Unum Insurance Company | Hospital, Critical Illness | 572 | $305K | $59K |
| Transamerica Life Insurance Company | Cancer | 697 | $280K | $41K |
| Provident Life and Accident Insurance Company | Life | 347 | $148K | $10K |
| National Union Fire Ins. Co. of Pittsburgh, PA | Accidental Death and Dismemberment | 2,232 | $70K | $10K |
| Zurich American Insurance Company | Business Travel Accident | 2,399 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,651 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Renasant Bank
- Sponsor EIN
- 64-0220550
- Plan number
- 504
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 64-0220550 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Renasant Bank 401(k) Plan
- Type
- 401(k) plan
- Participants
- 3,926
About this data
Source: Renasant Bank's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Renasant Bank.