Walmart Inc.
Overview
Walmart Inc. sponsors a self-funded health plan that covered 1,676,677 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,676,677 · prior year 1,650,312
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Walmart Inc. Associates' Health and Welfare Plan, plan 501 (1,676,677 participants); Walmart Inc. Texas Injury Care Benefit Plan, plan 502 (177,384 participants); Walmart Inc. Wyoming Workers' Compensation Benefits Plan, plan 550 (5,234 participants)
- Stop-loss carrier
- MCS Life Insurance Company
- Broker compensation
- $170K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Kaiser Foundation Health Plan of California | Medical, Prescription drug, HMO | 20,867 | $225.4M | — |
| Aetna Life Insurance Co. | Medical | 10,873 | $128.0M | — |
| Lincoln National Life Insurance Company | Short-term disability, Long-term disability | 320,907 | $122.9M | $150K |
| American Heritage Life Insurance Company | Accident, Critical Illness | 435,949 | $74.9M | — |
| Vision Service Plan | Vision | 654,947 | $68.9M | — |
| Kaiser Foundation Health Plan of Georgia | Medical, Prescription drug, HMO | 6,830 | $46.4M | — |
| Health Net | Medical, HMO | 4,111 | $44.5M | — |
| Kaiser Foundation Health Plan of the Mid-Atlantic | Medical, Prescription drug, HMO | 5,553 | $39.1M | — |
| Kaiser Foundation Health Plan of Colorado | Medical, Prescription drug, HMO | 4,084 | $31.6M | — |
| Hmsa Blue Cross Blue Shield of Hawaii | Medical, HMO | 2,384 | $20.7M | — |
| Kaiser Foundation Health Plan of the Northwest | Medical, Prescription drug, HMO | 1,332 | $9.6M | — |
| Kaiser Foundation Health Plan of Hawaii | Medical, Prescription drug, HMO | 1,164 | $8.9M | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,676,677 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Walmart Inc.
- Sponsor EIN
- 71-0415188
- Plan numbers
- 501, 502, 550
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 71-0415188 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Walmart 401(k) Plan
- Type
- 401(k) plan
- Participants
- 1,996,659
About this data
Source: Walmart Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Walmart Inc..