Harps Food Stores Inc.
Overview
Harps Food Stores Inc. sponsors a self-funded health plan that covered 1,437 participants in plan year 2024. The plan year starts in June. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,437
- Plan year
- Begins June 1 · next renewal June 2027
- Health plans filed
- Harps Food Stores Employee Benefit Plan, plan 501 (1,437 participants)
- Stop-loss carrier
- Sun Life Assurance Company of Canada
- Broker compensation
- $187K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Lincoln National Life Insurance Company | Long-term disability, Life | 5,407 | $561K | $4K |
| The Lincoln National Life Insurance Company | Accident | 223 | $36K | $6K |
| Sun Life Assurance Company of Canada | Medical, Prescription drug, Stop-loss | 1,262 | — | $177K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,437 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2024
- Plan sponsor
- Harps Food Stores Inc.
- Sponsor EIN
- 71-0304953
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 71-0304953 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Harps Food Stores, Inc. 401(k) Plan
- Type
- 401(k) plan
- Participants
- 5,932
About this data
Source: Harps Food Stores Inc.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Harps Food Stores Inc..