Western National Mutual Insurance Company
Overview
Western National Mutual Insurance Company sponsors a self-funded health plan that covered 751 participants in plan year 2025, up 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 751 · prior year 713
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Western National Mutual Insurance Company Health and Welfare Plan, plan 507 (751 participants)
- Stop-loss carrier
- Healthpartners Administrators, Inc.
- Broker compensation
- $201K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Healthpartners Administrators, Inc. | Dental, Stop-loss | 1,275 | $816K | $107K |
| United of Omaha Life Insurance Company | Life, Long-term disability | 751 | $677K | $76K |
| Transamerica Life Insurance Company | Medical | 143 | $439K | $8K |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co. | Vision | 836 | $72K | $7K |
| Prepaid Legal Services Inc. DBA Legalshield | Legal | 101 | $21K | $3K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 751 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Western National Mutual Insurance Company
- Sponsor EIN
- 41-0430825
- Plan number
- 507
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 41-0430825 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Western National Salary Accumulation Program
- Type
- 401(k) plan
- Participants
- 1,053
About this data
Source: Western National Mutual Insurance Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Western National Mutual Insurance Company.