White Castle System, Inc.
Overview
White Castle System, Inc. sponsors a self-funded health plan that covered 2,057 participants in plan year 2025, down 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,057 · prior year 2,119
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- White Castle System, Inc. Welfare Benefit Direct Reimbursement Plan, plan 508 (2,057 participants)
- Broker compensation
- $1.2M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Community Insurance Company(g1728) | Medical, PPO | 1,666 | $14.4M | $807K |
| UnitedHealthcare Insurance Company | Medical | 4,318 | $5.4M | $209K |
| Aetna Life Insurance Co. | Medical | 288 | $2.5M | — |
| Prudential Insurance Company of America | Life, Long-term disability | 4,310 | $1.8M | $58K |
| Cigna Health and Life Insurance Company and Affiliates (cigna) | Medical | 93 | $1.1M | $48K |
| Medical Mutual | Medical, Prescription drug | 45 | $446K | $18K |
| Arch Insurance Company | Short-term disability | 685 | $317K | $21K |
| Priority Health Insurance Company | Medical | 35 | $308K | $12K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,057 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- White Castle System, Inc.
- Sponsor EIN
- 31-4340520
- Plan number
- 508
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 31-4340520 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- White Castle Profit Sharing Plan
- Type
- Defined contribution plan
- Participants
- 4,819
About this data
Source: White Castle System, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with White Castle System, Inc..