Marcos Franchising LLC

Toledo, OH HospitalityNAICS 722513

Self-funded health planPlan year 2025Renews January
503Participants0% vs. prior year
$1.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#7 of 7Hospitality in OHBy participants

Overview

Marcos Franchising LLC sponsors a self-funded health plan that covered 503 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
503 · prior year 503
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Marcos Franchising, LLC Welfare Benefit Plan, plan 501 (503 participants)
Broker compensation
$53K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyVision, Life, Short-term disability, Long-term disability493$256K$37K
Delta Dental of OhioDental360$136K$13K
Globe Life and Accident Insurance CompanyShort-term disability99$16K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.2M/ year

Estimated prescription spend: 503 participants × $2,371 national average per member. Usually higher once dependents are counted.

$31K–$76K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$9K–$23K
Lower-cost therapeutic alternatives$13K–$28K
Generic pricing vs. actual cost$6K–$17K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Marcos Franchising LLC
Sponsor EIN
41-2115468
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 41-2115468 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Marco's Franchising 401(k) Savings Plan
Type
401(k) plan
Participants
209

About this data

Source: Marcos Franchising LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Marcos Franchising LLC.

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