Windstream Services, LLC

Little Rock, AR Information & technologyNAICS 517000

Self-funded health planPlan year 2025Renews January
9,375Participants-3% vs. prior year
$22.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 2Information & technology in ARBy participants

Overview

Windstream Services, LLC sponsors a self-funded health plan that covered 9,375 participants in plan year 2025, down 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
9,375 · prior year 9,673
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Windstream Services, LLC Welfare Benefit Plan, plan 501 (9,375 participants)
Broker compensation
$766K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Standard Insurance CompanyLife, Accidental Death and Dismemberment7,742$4.3M$178K
Life Insurance Company of North AmericaLong-term disability7,727$2.5M$109K
Aetna Life Insurance Company—6,018$1.7M$344K
Vision Service PlanVision5,544$1.2M$118K
Included HealthExpert Medical Opinion5,014$1.1M—
MetLife Legal PlansLegal818$142K$17K
Magellan HealthcareEmployee Assistance Program8,420$105K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$22.2M/ year

Estimated prescription spend: 9,375 participants × $2,371 national average per member. Usually higher once dependents are counted.

$578K–$1.4M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$169K–$422K
Lower-cost therapeutic alternatives$247K–$516K
Generic pricing vs. actual cost$107K–$320K
PBM contract terms$56K–$167K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Windstream Services, LLC
Sponsor EIN
85-2049794
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 85-2049794 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Windstream 401(k) Plan
Type
401(k) plan
Participants
12,194

About this data

Source: Windstream Services, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Windstream Services, LLC.

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