Winebow
Overview
Winebow sponsors a self-funded health plan that covered 1,392 participants in plan year 2025, down 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,392 · prior year 1,436
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Winebow Health and Welfare Benefits Plan, plan 501 (1,392 participants)
- Stop-loss carrier
- Cigna Health and Life Insurance Company and Affiliates
- Broker compensation
- $186K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Cigna Health and Life Insurance Company and Affiliates | Dental, Stop-loss | 1,558 | $1.7M | $32K |
| Life Insurance Company of North America | Life, Bacc, Vacc (AD&D), Long-term disability | 1,352 | $734K | $94K |
| Cigna Health and Life Insurance Company | Accidental Injury, Voluntary Critical Illness, Hospital Care | 320 | $194K | $44K |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co. | Vision | 1,319 | $84K | $16K |
| Legal Resources | Legal Insurance | 233 | $76K | — |
| The Lincoln National Life Insurance Company | Dental, HMO | 27 | $8K | $677 |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,392 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Winebow
- Sponsor EIN
- 36-4786719
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 36-4786719 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Winebow's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Winebow.