Winn-Dixie Stores, Inc.

Jacksonville, FL RetailNAICS 445110

Self-funded health planPlan year 2025Renews January
15,839Participants-33% vs. prior year
$37.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 34Retail in FLBy participants

Overview

Winn-Dixie Stores, Inc. sponsors a self-funded health plan that covered 15,839 participants in plan year 2025, down 33% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
15,839 · prior year 23,551
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Southeastern Grocers Employee Welfare Benefit Plan, plan 501 (15,839 participants)
Broker compensation
$815K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyLife, Long-term disability, Short-term disability5,499$6.5M$438K
Delta Dental Insurance CompanyDental7,480$2.7M$115K
Continental American Insurance CompanyAccident, Critical Illness, Hospital Ind, Accident, Critical Illness3,578$1.4M$186K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision6,332$488K$64K
First Stop Health, LLCTelehealth, Virtual Primary Care,urgent 6,350$298K—
Metropolitan General Insurance CompanyLegal441$111K$11K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$37.6M/ year

Estimated prescription spend: 15,839 participants × $2,371 national average per member. Usually higher once dependents are counted.

$976K–$2.4M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$285K–$714K
Lower-cost therapeutic alternatives$417K–$871K
Generic pricing vs. actual cost$180K–$541K
PBM contract terms$94K–$282K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Winn-Dixie Stores, Inc.
Sponsor EIN
59-0514290
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 59-0514290 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Winn-Dixie Stores, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Winn-Dixie Stores, Inc..

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