Zippy Shell Incorporated
Overview
Zippy Shell Incorporated sponsors a self-funded health plan that covered 884 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 884 · prior year 882
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Zippy Shell Benefits Program, plan 501 (884 participants)
- Broker compensation
- $70K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Cigna Health and Life Insurance Company and Affiliates | Dental, PPO | 783 | $1.1M | $27K |
| Metropolitan Life Insurance Company | Life, Short-term disability, Long-term disability | 836 | $376K | $37K |
| Fidelity Security Life Insurance Company | Vision | 722 | $34K | $3K |
| Unum Life Insurance Company of America | Short-term disability | 28 | $16K | $2K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 884 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Zippy Shell Incorporated
- Sponsor EIN
- 26-4807636
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 26-4807636 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Zippy Shell Incorporated's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Zippy Shell Incorporated.