Transportation Insight

Hickory, NC Transportation & logisticsNAICS 484120

Self-funded health planPlan year 2025Renews January
1,308Participants-24% vs. prior year
$3.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#8 of 16Transportation & logistics in NCBy participants

Overview

Transportation Insight sponsors a self-funded health plan that covered 1,308 participants in plan year 2025, down 24% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,308 · prior year 1,723
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Employee Benefit Plan of Transportation Insight, plan 501 (1,308 participants)
Broker compensation
$56K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyDental, Vision1,735$791K$63
Unum Life Insurance Company of AmericaLife, Short-term disability, Long-term disability1,299$744K$9K
Unum Insurance CompanyCritical Illness, Accident, Hospital365$169K$47K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.1M/ year

Estimated prescription spend: 1,308 participants × $2,371 national average per member. Usually higher once dependents are counted.

$81K–$199K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$24K–$59K
Lower-cost therapeutic alternatives$34K–$72K
Generic pricing vs. actual cost$15K–$45K
PBM contract terms$8K–$23K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Transportation Insight
Sponsor EIN
56-2197884
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 56-2197884 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Transportation Insight Retirement Plan
Type
401(k) plan
Participants
1,692

About this data

Source: Transportation Insight's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Transportation Insight.

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