21st Century Equipment, LLC

Scottsbluff, NE Wholesale tradeNAICS 423800

Self-funded health planPlan year 2025Renews January
608Participants-5% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 7Wholesale trade in NEBy participants

Overview

21st Century Equipment, LLC sponsors a self-funded health plan that covered 608 participants in plan year 2025, down 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
608 · prior year 639
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
21st Century Equipment, LLC Employee Medical Plan, plan 501 (608 participants)
Broker compensation
$73K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Equitable Financial Life Insurance Company of AmericaVision, Life, Short-term disability, Long-term disability, PPO597$348K$72K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 608 participants × $2,371 national average per member. Usually higher once dependents are counted.

$37K–$92K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$27K
Lower-cost therapeutic alternatives$16K–$33K
Generic pricing vs. actual cost$7K–$21K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
21st Century Equipment, LLC
Sponsor EIN
32-0218771
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 32-0218771 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
21st Century Equipment, LLC 401(k) Plan
Type
401(k) plan
Participants
848

About this data

Source: 21st Century Equipment, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with 21st Century Equipment, LLC.

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