Amcon Distributing Company

Omaha, NE Wholesale tradeNAICS 424940

Self-funded health planPlan year 2025Renews January
600Participants0% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#6 of 7Wholesale trade in NEBy participants

Overview

Amcon Distributing Company sponsors a self-funded health plan that covered 600 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
600 · prior year 600
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Amcon Distributing Company Life, Accidental Injury, Critical Illness, Hospital Care, Health, Dental & Vision Plan, plan 501 (600 participants)
Broker compensation
$56K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Ameritas Life Insurance Corp.Dental, Vision1,124$373K$28K
Life Insurance Company of North AmericaLife, Long-term disability596$347K$28K
Cigna Health and Life Insurance CompanyCritical Illness, Accidental Injury, Hos596$20K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 600 participants × $2,371 national average per member. Usually higher once dependents are counted.

$37K–$91K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$27K
Lower-cost therapeutic alternatives$16K–$33K
Generic pricing vs. actual cost$7K–$20K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Amcon Distributing Company
Sponsor EIN
47-0702918
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 47-0702918 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Amcon Distributing Company Profit Sharing Plan
Type
401(k) plan
Participants
1,337

About this data

Source: Amcon Distributing Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Amcon Distributing Company.

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