AGA, LLC

Sandy Springs, GA Health careNAICS 621510

Self-funded health planPlan year 2025Renews January
1,337Participants-3% vs. prior year
$3.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#23 of 40Health care in GABy participants

Overview

AGA, LLC sponsors a self-funded health plan that covered 1,337 participants in plan year 2025, down 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,337 · prior year 1,373
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
AGA, LLC Health and Welfare Plan, plan 501 (1,337 participants)
Broker compensation
$156K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Prudential Insurance Company of AmericaLife, Short-term disability, Long-term disability1,300$808K$92K
Cigna Health and Life Insurance CompanyAccident, Critical Illness, Hospital Indemnity384$195K$48K
Cigna Health and Life Insurance Company and AffiliatesVision1,462$145K$22K
U.S. Legal Services, Inc.Legal176$32K$-6K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.2M/ year

Estimated prescription spend: 1,337 participants × $2,371 national average per member. Usually higher once dependents are counted.

$82K–$203K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$24K–$60K
Lower-cost therapeutic alternatives$35K–$74K
Generic pricing vs. actual cost$15K–$46K
PBM contract terms$8K–$24K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
AGA, LLC
Sponsor EIN
58-2238919
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 58-2238919 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: AGA, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with AGA, LLC.

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