Altria Client Services LLC
Overview
Altria Client Services LLC sponsors a self-funded health plan that covered 10,296 participants in plan year 2025, down 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 10,296 · prior year 10,520
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Medical, Dental and Retiree Life Benefits Plan for Salaried Employees, plan 502 (10,296 participants); The Medical and Life Benefits Plan for Hourly Retirees, plan 533 (6,003 participants); Health Care Plan for Hourly Employees, plan 518 (1,668 participants)
- Broker compensation
- $525K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Hartford Life and Accident | Life, Long-term disability | 5,819 | $22.9M | $432K |
| Minnesota Life Insurance Company | Life | 1,134 | $1.6M | $34K |
| Hartford Life & Accident | Life | 5,819 | $805K | — |
| Ace American Insurance Company | Accidental Death and Dismemberment | 5,548 | $196K | $59K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 10,296 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Altria Client Services LLC
- Sponsor EIN
- 47-2929146
- Plan numbers
- 502, 533, 518
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 47-2929146 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Altria Retirement Plan
- Type
- Pension plan
- Participants
- 25,614
About this data
Source: Altria Client Services LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Altria Client Services LLC.