American Chemical Society
Overview
American Chemical Society sponsors a self-funded health plan that covered 1,907 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,907 · prior year 1,896
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- American Chemical Society Welfare Benefit Plans, plan 503 (1,907 participants)
- Stop-loss carrier
- Reliastar Life Insurance Company
- Broker compensation
- $179K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Humana Insurance Company | Medical | 1,013 | $2.7M | — |
| Prudential Insurance Company of America | Life, Long-term disability | 1,813 | $2.1M | $93K |
| Reliastar Life Insurance Company | Stop-loss | 3,926 | $1.2M | $76K |
| Legal Resources | Legal | 458 | $99K | — |
| Inova Employee Assistance | Employee Assistance Program | 2,093 | $45K | — |
| Unum Life Insurance Company of America | Critical Illness, Group Long Term Care | 32 | $42K | $131 |
| Provident Life and Accident Insurance Company | Whole Life | 58 | $29K | $7K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,907 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- American Chemical Society
- Sponsor EIN
- 53-0196572
- Plan number
- 503
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 53-0196572 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- American Chemical Society Erisa 403(b) Plan
- Type
- 401(k) plan
- Participants
- 2,568
About this data
Source: American Chemical Society's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with American Chemical Society.