The Urban Institute
Overview
The Urban Institute sponsors a self-funded health plan that covered 617 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 617 · prior year 617
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- The Urban Institute Health & Welfare Plan, plan 520 (617 participants)
- Broker compensation
- $101K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Life, Long-term disability | 483 | $429K | $70K |
| Metropolitan Life Insurance Company | Dental | 638 | $321K | $16K |
| Unum Insurance Company | Hospital Indemnity, Accident, Critical Illness | 102 | $49K | $13K |
| Fidelity Security Life Insurance Company | Vision | 441 | $33K | — |
| Arag Insurance Company | Legal | 88 | $14K | $1K |
| Life Insurance Company of North America | Business Travel Accident | 477 | $3K | $1K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 617 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- The Urban Institute
- Sponsor EIN
- 52-0880375
- Plan number
- 520
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 52-0880375 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- The Urban Institute Retirement Plan
- Type
- Defined contribution plan
- Participants
- 1,890
About this data
Source: The Urban Institute's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with The Urban Institute.