Anheuser-Busch Companies, LLC

St. Louis, MO ManufacturingNAICS 312120

Self-funded health planPlan year 2025Renews January
4,505Participants-30% vs. prior year
$10.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#6 of 46Manufacturing in MOBy participants

Overview

Anheuser-Busch Companies, LLC sponsors a self-funded health plan that covered 4,505 participants in plan year 2025, down 30% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
4,505 · prior year 6,436
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Group Insurance Plan for Certain Retirees of Anheuser-Busch Companies, LLC and ITS Subsidiaries, plan 552 (4,505 participants)
Broker compensation
$836K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Kaiser Foundation Health Plan, Inc.Medical, HMO1,067$6.4M—
Metropolitan Life Insurance CompanyLife, Long-term disability, Short-term disability19,872$4.7M$120K
Reliastar Life Insurance CompanyCritical Illness6,616$1.0M$717K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$10.7M/ year

Estimated prescription spend: 4,505 participants × $2,371 national average per member. Usually higher once dependents are counted.

$278K–$685K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$81K–$203K
Lower-cost therapeutic alternatives$119K–$248K
Generic pricing vs. actual cost$51K–$154K
PBM contract terms$27K–$80K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Anheuser-Busch Companies, LLC
Sponsor EIN
43-1162835
Plan number
552
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 43-1162835 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Anheuser-Busch Defined Benefit Plan
Type
Pension plan
Participants
5,582

About this data

Source: Anheuser-Busch Companies, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Anheuser-Busch Companies, LLC.

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