Leggett & Platt, Incorporated
Overview
Leggett & Platt, Incorporated sponsors a self-funded health plan that covered 5,807 participants in plan year 2025, down 12% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, prepaid legal, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 5,807 · prior year 6,575
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Leggett & Platt, Incorporated Employee Benefit Fund, plan 505 (5,807 participants); L&p Flexible Spending Plan, plan 550 (1,068 participants)
- Stop-loss carrier
- HCC Life Insurance Company
- Broker compensation
- $836K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Reliastar Life Insurance Company | Life, Long-term disability, Critical Accident and Critical Illness | 9,992 | $4.0M | $679K |
| Metropolitan Life Insurance Company | Dental | 9,601 | $2.7M | $81K |
| HCC Life Insurance Company | Medical, Stop-loss | 5,103 | $707K | $41K |
| Vision Service Plan | Vision | 4,166 | $524K | $26K |
| MetLife Legal Plans | Legal | 539 | $126K | $9K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 5,807 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Leggett & Platt, Incorporated
- Sponsor EIN
- 44-0324630
- Plan numbers
- 505, 550
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 44-0324630 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Leggett & Platt, Incorporated 401(k) Plan and Trust Agreement
- Type
- 401(k) plan
- Participants
- 7,283
About this data
Source: Leggett & Platt, Incorporated's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Leggett & Platt, Incorporated.