Arcelormittal Calvert, LLC

Calvert, AL Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
4,685ParticipantsPrior year not comparable
$11.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 15Health care in ALBy participants

Overview

Arcelormittal Calvert, LLC sponsors a self-funded health plan that covered 4,685 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
4,685 · prior year 2,161
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Arcelormittal Calvert, LLC Group Benefit Plan, plan 501 (4,685 participants)
Broker compensation
$320K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyLife, Long-term disability4,342$2.2M$145K
Reliastar Life Insurance CompanyAccident, Critical Illness, Hospital Ind1,975$606K$174K
Curalinc, LLC, D.b.a. Curalinc HealthcareEmployee Assistance Program2,414$34K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$11.1M/ year

Estimated prescription spend: 4,685 participants × $2,371 national average per member. Usually higher once dependents are counted.

$289K–$712K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$84K–$211K
Lower-cost therapeutic alternatives$123K–$258K
Generic pricing vs. actual cost$53K–$160K
PBM contract terms$28K–$83K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Arcelormittal Calvert, LLC
Sponsor EIN
26-0206522
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 26-0206522 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Arcelormittal Calvert LLC 401(k) Plan
Type
401(k) plan
Participants
2,569

About this data

Source: Arcelormittal Calvert, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Arcelormittal Calvert, LLC.

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