Encompass Health Corporation
Overview
Encompass Health Corporation sponsors a self-funded health plan that covered 7,018 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 7,018 · prior year 6,832
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Encompass Health Corporation Responsible Employee Safety & Health Plan, plan 504 (7,018 participants)
- Broker compensation
- $3.6M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| The Lincoln National Life Insurance Company | Life, Short-term disability, Long-term disability | 24,497 | $17.2M | $3.5M |
| Vision Service Plan | Vision | 17,900 | $3.2M | — |
| Spring Health | Employee Assistance Program | 52,246 | $2.7M | — |
| MCS Life Insurance Company | Medical, Prescription drug, Dental, Life | 235 | $891K | $81K |
| Unum Life Insurance Company of America | Accident, Critical Illness, Hospital | 118 | $33K | $2K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 7,018 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Encompass Health Corporation
- Sponsor EIN
- 63-0860407
- Plan number
- 504
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 63-0860407 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Encompass Health Corporation 401(k) Retirement Plan
- Type
- 401(k) plan
- Participants
- 39,155
About this data
Source: Encompass Health Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Encompass Health Corporation.