Ardagh Glass Inc.

Indianapolis, IN ManufacturingNAICS 327210

Self-funded health planPlan year 2025Renews JanuaryCollectively bargained
5,199Participants+7% vs. prior year
$12.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#14 of 93Manufacturing in INBy participants

Overview

Ardagh Glass Inc. sponsors a self-funded health plan that covered 5,199 participants in plan year 2025, up 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
5,199 · prior year 4,848
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Ardagh Glass Inc. Group Benefits Plan, plan 582 (5,199 participants)
Broker compensation
$152K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Hartford Life and AccidentLife, Short-term disability, Long-term disability, Accidental Death and Dismemberment4,333$2.7M$149K
Anthem Insurance Companies, Inc.Employee Assistance Program6,775$224K—
Arag Insurance CompanyLegal222$34K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$12.3M/ year

Estimated prescription spend: 5,199 participants × $2,371 national average per member. Usually higher once dependents are counted.

$320K–$790K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$94K–$234K
Lower-cost therapeutic alternatives$137K–$286K
Generic pricing vs. actual cost$59K–$178K
PBM contract terms$31K–$92K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Ardagh Glass Inc.
Sponsor EIN
35-1958205
Plan number
582
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 35-1958205 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Ardagh North America Retirement Income Plan
Type
Pension plan
Participants
3,942

About this data

Source: Ardagh Glass Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Ardagh Glass Inc..

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