Cook Group Incorporated

Bloomington, IN ManufacturingNAICS 339110

Self-funded health planPlan year 2025Renews January
6,960Participants0% vs. prior year
$16.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#12 of 93Manufacturing in INBy participants

Overview

Cook Group Incorporated sponsors a self-funded health plan that covered 6,960 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
6,960 · prior year 6,981
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Cook Group Health Plan, plan 501 (6,960 participants)
Stop-loss carrier
Wellpoint Inc.
Broker compensation
$1.4M across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Prudential Insurance Company of AmericaLife, Short-term disability, Long-term disability7,818$4.9M$237K
Highmark Inc.Medical, Prescription drug, Vision268$3.7M$112K
Wellpoint Inc.Stop-loss6,810$3.6M$249K
Reliance StandardLife5,034$2.8M$616K
Kaiser Foundation Health Plan Inc.Medical65$663K$30K
Combined InsuranceLife362$410K$119K
United Concordia Insurance CompanyDental273$82K—
Principal Life Insurance CompanyDental, Vision, PPO63$35K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$16.5M/ year

Estimated prescription spend: 6,960 participants × $2,371 national average per member. Usually higher once dependents are counted.

$429K–$1.1M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$125K–$314K
Lower-cost therapeutic alternatives$183K–$383K
Generic pricing vs. actual cost$79K–$238K
PBM contract terms$41K–$124K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Cook Group Incorporated
Sponsor EIN
35-1084188
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 35-1084188 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Cook Group Profit Sharing Plan
Type
401(k) plan
Participants
11,019

About this data

Source: Cook Group Incorporated's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cook Group Incorporated.

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