Arthur J. Gallagher (illinois), LLC

Rolling Meadows, IL Finance & insuranceNAICS 524210

Self-funded health planPlan year 2025Renews January
2,462Participants+0% vs. prior year
$5.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#6 of 29Finance & insurance in ILBy participants

Overview

Arthur J. Gallagher (illinois), LLC sponsors a self-funded health plan that covered 2,462 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,462 · prior year 2,458
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Arthur J. Gallagher & Co. Flexible Spending Plan, plan 504 (2,462 participants)
Broker compensation
$1.8M across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilitySeveranceDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Prudential Insurance Company of AmericaLife23,868$14.1M$939K
Hartford Life and AccidentLong-term disability24,702$7.5M$711K
Eyemed Vision CareVision32,205$2.7M—
MetLife Legal PlansLegal3,744$761K$118K
Delta Dental of IllinoisDental18,846$646K—
Hmsa Bcbsil of HawaiiMedical, Dental60$398K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$5.8M/ year

Estimated prescription spend: 2,462 participants × $2,371 national average per member. Usually higher once dependents are counted.

$152K–$374K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$44K–$111K
Lower-cost therapeutic alternatives$65K–$135K
Generic pricing vs. actual cost$28K–$84K
PBM contract terms$15K–$44K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Arthur J. Gallagher (illinois), LLC
Sponsor EIN
36-2481781
Plan number
504
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 36-2481781 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Arthur J. Gallagher & Co. Employees Savings and Thrift Plan
Type
401(k) plan
Participants
40,601

About this data

Source: Arthur J. Gallagher (illinois), LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Arthur J. Gallagher (illinois), LLC.

Request a correction · Methodology