Atmos Energy Corporation

Dallas, TX UtilitiesNAICS 221210

Self-funded health planPlan year 2025Renews January
5,501Participants+3% vs. prior year
$13.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 14Utilities in TXBy participants

Overview

Atmos Energy Corporation sponsors a self-funded health plan that covered 5,501 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
5,501 · prior year 5,325
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Atmos Energy Corporation Health and Welfare Benefit Plan, plan 511 (5,501 participants); Retiree Medical Plan for Retirees and Disabled Employees of Atmos Energy Corporation, plan 512 (2,469 participants)
Broker compensation
$208K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLife, Long-term disability5,501$6.7M$203K
Eye MED Vision CareVision11,227$792K—
Ace American Insurance CompanyAccidental Death & Dismemberment5,501$28K$6K
Eyemed Vision CareVision33$8K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$13.0M/ year

Estimated prescription spend: 5,501 participants × $2,371 national average per member. Usually higher once dependents are counted.

$339K–$836K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$99K–$248K
Lower-cost therapeutic alternatives$145K–$303K
Generic pricing vs. actual cost$63K–$188K
PBM contract terms$33K–$98K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Atmos Energy Corporation
Sponsor EIN
75-1743247
Plan numbers
511, 512
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 75-1743247 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Atmos Energy Corporation Retirement Savings Plan and Trust
Type
401(k) plan
Participants
6,621

About this data

Source: Atmos Energy Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Atmos Energy Corporation.

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