Oncor Electric Delivery Company LLC

Dallas, TX UtilitiesNAICS 221100

Self-funded health planPlan year 2025Renews January
4,250Participants-3% vs. prior year
$10.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 14Utilities in TXBy participants

Overview

Oncor Electric Delivery Company LLC sponsors a self-funded health plan that covered 4,250 participants in plan year 2025, down 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
4,250 · prior year 4,396
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Oncor Retiree Welfare Plan, plan 502 (4,250 participants)
Broker compensation
$718K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyLong-term disability, Life7,352$19.9M$718K
United Healthcare Insurance CompanyVision4,380$754K—
Magellan HealthcareMedical5,537$155K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$10.1M/ year

Estimated prescription spend: 4,250 participants × $2,371 national average per member. Usually higher once dependents are counted.

$262K–$646K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$77K–$191K
Lower-cost therapeutic alternatives$112K–$234K
Generic pricing vs. actual cost$48K–$145K
PBM contract terms$25K–$76K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Oncor Electric Delivery Company LLC
Sponsor EIN
75-2967830
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 75-2967830 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Oncor Retirement Plan
Type
Pension plan
Participants
14,728

About this data

Source: Oncor Electric Delivery Company LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Oncor Electric Delivery Company LLC.

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