Blue Cross and Blue Shield of Florida, Inc.
Overview
Blue Cross and Blue Shield of Florida, Inc. sponsors a self-funded health plan that covered 9,635 participants in plan year 2025, down 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, death benefits.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 9,635 · prior year 10,363
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Blue Cross and Blue Shield of Florida, Inc. Group Benefit Plan, plan 502 (9,635 participants); Guidewell Mutual Holding Corporation, Inc. Retiree Group Benefit Plan, plan 525 (1,792 participants)
- Broker compensation
- $36K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Blue Cross Blue Shield of Florida | Prescription drug, PPO | 6,360 | $141.9M | — |
| Health Options, Inc. | Prescription drug, HMO | 498 | $14.3M | — |
| Usable Life | Life | 8,536 | $7.8M | — |
| Blue Cross and Blue Shield of Florida Inc. | Vision | 5,577 | $1.2M | — |
| Cigna Health and Life Insurance Company | Medical, Prescription drug, HMO | 56 | $302K | $32K |
| Florida Combined Life | Dental | 6,305 | $204K | — |
| Federal Insurance Company | Accidental Death and Dismemberment, Accidental Death and Dismemeberment | 7,889 | $18K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 9,635 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Blue Cross and Blue Shield of Florida, Inc.
- Sponsor EIN
- 59-2015694
- Plan numbers
- 502, 525
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 59-2015694 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Blue Cross and Blue Shield of Florida, Inc. 401(k) Retirement Savings Plan
- Type
- 401(k) plan
- Participants
- 10,868
About this data
Source: Blue Cross and Blue Shield of Florida, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Blue Cross and Blue Shield of Florida, Inc..