Bozzuto's Incorporated

Cheshire, CT RetailNAICS 445110

Self-funded health planPlan year 2025Renews January
1,125ParticipantsFirst year on file
$2.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 5Retail in CTBy participants

Overview

Bozzuto's Incorporated sponsors a self-funded health plan that covered 1,125 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,125
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Bozzuto's Health and Welfare Plan, plan 501 (1,125 participants); Bozzuto's Health and Welfare Plan FSA, plan 507 (136 participants)
Broker compensation
$66K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Hartford Life and AccidentLife, Short-term disability, Long-term disability1,765$533K$61K
Vision Service PlanVision698$63K$6K
Aetna Behavioral Health, LLCEmployee Assistance Program1,782$24K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.7M/ year

Estimated prescription spend: 1,125 participants × $2,371 national average per member. Usually higher once dependents are counted.

$69K–$171K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$20K–$51K
Lower-cost therapeutic alternatives$30K–$62K
Generic pricing vs. actual cost$13K–$38K
PBM contract terms$7K–$20K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Bozzuto's Incorporated
Sponsor EIN
06-0606469
Plan numbers
501, 507
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 06-0606469 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Bozzuto's, Inc. 401(k) Plan
Type
401(k) plan
Participants
2,154

About this data

Source: Bozzuto's Incorporated's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Bozzuto's Incorporated.

Request a correction · Methodology