Prrc, Inc.

Wethersfield, CT RetailNAICS 445110

Self-funded health planPlan year 2025Renews January
664Participants-5% vs. prior year
$1.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 5Retail in CTBy participants

Overview

Prrc, Inc. sponsors a self-funded health plan that covered 664 participants in plan year 2025, down 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
664 · prior year 699
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Prrc, Inc. Health & Welfare Plan for Full-Time Employees, plan 501 (664 participants)
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Aetna Life Insurance Co.Dental886$396K—
Metropolitan Life Insurance CompanyLife, Long-term disability664$276K—
Fidelity Security Life Insurance CompanyVision854$49K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.6M/ year

Estimated prescription spend: 664 participants × $2,371 national average per member. Usually higher once dependents are counted.

$41K–$101K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$12K–$30K
Lower-cost therapeutic alternatives$17K–$37K
Generic pricing vs. actual cost$8K–$23K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Prrc, Inc.
Sponsor EIN
04-3311158
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 04-3311158 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Prrc Employee Savings Plan
Type
401(k) plan
Participants
2,267

About this data

Source: Prrc, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Prrc, Inc..

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